01 Understanding The Deal
How medical practice acquisitions are structured. What you're buying (tangible assets, goodwill, patient records). How the purchase price is typically calculated. What vendors and their advisers will expect from you.
What's In The Guide
A practical walk-through, not a sales brochure.
02 How Lenders Assess A Practice
What lenders look for: serviceability, goodwill LVR, trading history, key-person risk, transition arrangements. How different lender types (bank vs. non-bank vs. specialist) read the same file differently.
03 The Industry Calculator
A structured set of inputs — built around the information lenders and finance brokers use — that you work through for any practice you're evaluating: revenue breakdown, cost structure, serviceability, cash flow mapping, and an indicative funding estimate.
04 What To Do With Your Numbers
How to use the output. What a well-prepared finance file looks like. When to approach a broker, and what to bring. What the application and approval process typically looks like from enquiry to settlement.
This guide is being prepared as a self-serve resource. Register your interest below and we'll let you know as soon as it's ready — and in the meantime, we're glad to work through the same ground with you directly.
Prefer To Build It With Us?
Some practitioners prefer to work through the numbers with a broker rather than alone.
That's a reasonable approach — particularly if you're looking at a complex practice, a large transaction, or you're uncertain about how to interpret what you're seeing in the financials. If you'd like to work through your numbers with us, get in touch. We'll run through the key inputs together, give you a clear picture of what's fundable and on what terms, and flag any issues in the deal structure before they become problems.
This is a no-cost, no-obligation conversation. We do it regularly for practitioners who are serious about a purchase but aren't ready to commit to a formal application.
Who This Is For
Written for practitioners, not for lenders.
01
GPs, dentists, specialists, and allied health practitioners considering their first practice acquisition
02
Practitioners who have identified a practice they like but aren't sure what they can afford or how finance will work
03
Practitioners who have spoken to their bank and received a partial answer — or no answer
04
Practitioners whose accountant has advised them to "look into finance" but hasn't pointed them further
It's not a substitute for professional financial advice. It's a starting point — structured around how the finance process actually works, written by people who have spent 20+ years across banking & finance.