Commercial Finance / Canberra
Commercial finance, built for Canberra's market.
Commercial property loans, commercial mortgages, business lending, and debt advisory — across Canberra's full commercial market. Local commercial finance specialists. 100+ lenders. No upfront fees.
Reviewed June 2026 · Canberra & the Capital Region
Discuss your requirements →The Territory's market has its own rules
Canberra's commercial finance market doesn't behave like anywhere else. Treat it like it does and the deal stalls.
An owner-occupier-dominated commercial market. A lender panel that doesn't always understand the Territory's asset dynamics. Commercial finance in the ACT takes more than a standard approach — it takes structure built around the market you're actually borrowing in.
We're a Canberra-based commercial finance broker. A small team, working with a small number of clients. Our clients are commercial property investors, business owners buying their premises, developers, and borrowers untangling complex commercial debt across Braddon, Fyshwick, Mitchell, Civic, and Gungahlin. Based in Canberra, connected nationally.
Commercial Loan Types
The commercial finance we arrange.
The full spectrum of commercial lending — from commercial property loans and commercial mortgages through to equipment finance, debtor finance, and commercial debt advisory.
- —Commercial property loans — owner-occupier and investment
- —Commercial mortgages across all ACT and regional title types
- —Bridging and pre-sale facilities for commercial assets
- —Commercial construction and development finance
- —Equipment and asset finance for Canberra businesses
- —Trade finance and debtor finance facilities
- —Portfolio restructuring and refinancing across commercial holdings
Commercial Debt Advisory
Beyond the transaction.
Some of our most valuable work isn't arranging a new loan — it's reviewing and improving what you already have. Commercial debt advisory covers your entire commercial debt position. We work for you, not the bank.
- —Independent structuring advice — we work for you, not the bank
- —Debt review and commercial portfolio audit
- —Interest rate strategy across fixed, variable, and hedging instruments
- —Lender negotiation and covenant renegotiation
- —Cross-collateralisation unwind and security restructuring
At a Glance
Commercial finance parameters.
LVR
Up to 100%
Owner-occupied commercial up to 100% — investment LVR subject to asset and lender policy
Loan Size
$1M+
Across commercial property, construction, and business facilities
Lender Panel
100+ Lenders
Major banks, regional, non-bank, and private credit across Canberra
Asset Types
All Classes
Office, retail, industrial, mixed-use, and specialist commercial — subject to LVR and ICR
Canberra Market
ACT Commercial Specialists
Deep knowledge of which lenders are genuinely active across the ACT and Capital Region right now
Pricing
Client First
Our advice prioritises your outcome — lender selection is never driven by commission.
Our Process
How we work.
Commercial finance takes longer and demands more information than residential lending. Here is exactly what our process looks like.
Commercial Finance Review
We start with a clear picture of your commercial position — existing debt, security profile, business cash flow, and objectives. Most clients find this surfaces opportunities they hadn't considered.
Structure the Facility
The right structure depends on your asset, business, and cash flow. We model loan structures, assess lender fit, and identify the approach most likely to succeed — and to perform over time.
Access the Right Lenders
Our panel covers major banks, regional banks, non-bank lenders, and private credit. We know which lenders are active in Canberra's commercial market, their credit appetite, and how to present your deal.
Manage to Approval
Commercial credit takes longer and asks for more than residential lending. We run the process — preparing submissions, answering credit queries, and keeping your deal moving.
Settlement and Beyond
Beyond settlement, we keep reviewing your commercial debt — monitoring rate markets, covenant compliance, and portfolio opportunities as they arise.
When not to borrow
Structure comes first. If the facility doesn't stack — on DSCR, ICR, or the exit — we'll tell you. Sometimes the right call is not to borrow at all.
FAQs
Commercial finance — frequently asked.
Further reading
Where to go next.
Commercial Property
Purchase, refinance, and equity release across office, industrial, retail, and mixed-use assets.
Explore →Business Finance
Acquisition funding, working capital, equipment, and trade finance for Canberra operators.
Explore →Development Finance
Construction, land, residual stock, and mezzanine across the ACT and regional NSW.
Explore →Development Finance Canberra
Construction, land, and residual stock funding for ACT and regional NSW projects.
Explore →Business Finance Canberra
Working capital, equipment, and acquisition finance for Canberra operators.
Explore →Construction Loans NSW
Draw-down construction lending across NSW — regional builds and the ACT border.
Explore →Talk to a Canberra commercial finance broker.
Start the Conversation
Tell us about your deal.
We'll come back to you within 24 hours — no obligation, no sales pitch.
Contact Details
Phone
02 6188 9849
Office
Level 1, 33 Allara Street
Canberra ACT 2601
Hours
Monday – Friday, 9am – 6pm
What to Expect
- Honest assessment of your options
- Response within 24 hours
- Strategic insight, not a sales pitch
- No obligation discussion