01 Read the revenue
Medicare, private billing, and procedural income each carry different reliability. We map them before any lender does.
What we do
Funding that reads a practice properly.
Medical practices generate revenue through Medicare, private billing, and procedural income. We work with lenders who understand those streams and how reliable they are — and we present your numbers so credit teams see the strength, not the unfamiliarity.
02 Present the goodwill
Patient base, location, practitioner mix, and billing history drive practice value. We put them to lenders who understand healthcare.
03 Factor the regulatory load
RACGP accreditation, practice incentive payments, and compliance are material. We build them into the funding structure.
04 Leverage the income profile
Doctors hold strong, stable incomes. We use that across both practice and personal finance to hold better terms.
We're a small team working with a small number of clients. Based in Canberra, connected nationally. We structure first, then go to the right lenders. And if borrowing isn't the right move yet, we'll tell you when not to borrow.
Our solutions
How we help medical practices.
From acquiring your first practice to building a multi-site operation, every structure is designed around healthcare — not retrofitted from a generic business loan.
01 Practice Acquisition Finance
Funding to acquire an existing practice — patient base goodwill, equipment, and premises. We know how lenders value healthcare businesses, and we present yours to match.
Learn more →02 Equipment & Fitout Finance
Specialist lending for medical equipment, diagnostic technology, and practice fitouts. Repayment matched to the asset's productive life, often at lower rates because the asset is security.
03 Growth & Working Capital
Cash flow facilities to fund expansion — extra consulting rooms, new practitioners, extended hours, and technology platforms.
04 Partnership Transitions
Finance for doctors joining or leaving a practice partnership. We structure equity transitions that work for incoming and outgoing partners alike.
05 Medical Premises
Finance to buy purpose-built medical suites or convert commercial space. Build equity in your location rather than paying rent.
Learn more →06 Free: Practice Acquisition Guide
Not sure of your numbers yet? Register your interest in our practitioner's guide to acquisition finance, goodwill, and what lenders actually assess.
Register interest →Specialist knowledge
Generic brokers don't understand healthcare.
Here is what specialist knowledge changes about your outcome — at the structure, the valuation, and the rate.
01 Medicare & billing revenue
Practices earn through Medicare, private billing, and procedural income. We work with lenders who understand these diverse streams and their reliability.
02 Practice goodwill valuations
Patient base, location, practitioner mix, and billing history all factor into a medical valuation. We present them properly to lenders who understand healthcare.
03 Regulatory & accreditation costs
RACGP accreditation, practice incentive payments, and compliance are material to practice economics. We factor them into every funding structure.
04 Practitioner income profiles
Doctors hold strong, stable incomes. We leverage that across both practice and personal finance to secure optimal terms.
Our clients
Who we work with.
01
GPs acquiring their first practice or joining an existing one.
02
Specialist practices expanding facilities or services.
03
Medical centre operators building or acquiring premises.
04
Doctors transitioning from employee to practice owner.
05
Multi-practitioner practices managing partnership changes.
06
Retiring practitioners planning succession and exit.
Common questions
Medical practice finance, answered.
Further reading
Go deeper on practice acquisition finance.
01 Overview
Acquisition, goodwill lending, equipment, and working capital — the full hub.
02 Deep Dive
Goodwill lending, deal structure, and how lenders price an acquisition — in depth.
03 Location
Why Canberra's health sector reads well to lenders, and who we know locally.
04 Learn
Goodwill, vendor transitions, deposits, and timeframes — explained.
05 Tool
Model your real take-home from gross billings and service fee, and test whether a practice JV covers its overhead.