Black Mountain Financial

Calculators · Indicative tools

Cap rate — the number
lenders price against.

Enter the income and value to calculate net operating income, capitalisation rate and yield — the same core calculation a lender runs against a commercial asset.

Property & Income

Indicative modelling only—not a quote, offer or credit approval. ACL 570391.

Indicative results

Enter the required figures to calculate your scenario.

Outputs are estimates only. They are not a quote, offer, credit approval, financial advice or tax advice. A lender’s actual position depends on valuation, asset, borrower and current credit appetite.

Questions

Before you rely on a number

What is a cap rate?

Capitalisation rate is net operating income divided by property value. It is one valuation indicator, not a formal valuation.

Does this replace a valuation?

No. It excludes many asset-specific factors and must not be treated as an offer, advice or valuation.

100+
Lender panel
20+
Years' experience
Australian Financial Complaints AuthorityAustralian Property InstituteMortgage and Finance Association of AustraliaConnective member