01 Read the revenue
Private fees, Medicare, DVA, NDIS, and insurer billings each carry different reliability. We map them before any lender does.
What we do
Funding that reads a practice properly.
Allied health practices earn across private patients, Medicare, DVA, NDIS, workers compensation, and third-party insurers. We work with lenders who understand that revenue mix and how reliable it is — and we present your numbers so credit teams see the strength, not the unfamiliarity. We're a small team working with a small number of clients. Based in Canberra, connected nationally. We structure first, then go to the right lenders. And if borrowing isn't the right move yet, we'll tell you when not to borrow.
02 Navigate NDIS funding
Plan funding and government contracts are predictable but complex. We manage the cash flow timing and compliance these sources demand.
03 Present multi-disciplinary models
Physio, OT, psychology, and speech pathology under one roof. We frame multi-disciplinary practices so lenders can properly assess them.
04 Leverage the income profile
Allied health professionals hold strong earning capacity. We use that across practice and personal finance to hold better terms.
Our solutions
How we help allied health practices.
From your first clinic acquisition to a multi-site, multi-disciplinary operation, every structure is designed around health services — not retrofitted from a generic business loan.
01 Practice Acquisition Finance
Funding to acquire an existing allied health practice — patient base goodwill, equipment, and referral relationships. We know how lenders assess health service businesses, and we present yours to match.
Learn more →02 Equipment & Fitout Finance
Specialist lending for clinical equipment, rehabilitation technology, and practice fitouts. Repayment structures matched to the productive life of each asset.
03 Growth & Working Capital
Cash flow facilities to fund expansion — additional treatment rooms, new practitioners, NDIS registration, and clinic technology.
04 Partnership Transitions
Finance for practitioners joining or leaving a practice partnership. We structure equity transitions that work for all parties involved.
05 Clinical Premises
Finance to purchase purpose-built clinical space or convert commercial premises. Build equity in your practice location rather than paying rent.
Learn more →06 Professional Protection
Income protection, key person cover, and business insurance designed around the specific risks and income profiles of allied health practitioners.
Specialist knowledge
Generic brokers miss what matters most.
Allied health practices have unique funding dynamics. Here is what specialist knowledge changes about your outcome — at the structure, the valuation, and the rate.
01 Diverse revenue streams
Practices earn from private patients, Medicare, DVA, NDIS, workers compensation, and third-party insurers. We work with lenders who understand this revenue mix and its reliability.
02 NDIS & government funding
NDIS plan funding and government contracts create predictable but complex revenue. We navigate the cash flow timing and compliance these funding sources demand.
03 Multi-disciplinary models
Many practices run across physio, OT, psychology, and speech pathology. We present multi-disciplinary models in ways lenders can properly assess.
04 Practitioner income profiles
Allied health professionals have strong earning capacity. We leverage this when structuring both practice and personal finance to secure optimal lending terms.
Our clients
Who we work with.
01
Physiotherapy practices acquiring or expanding clinics.
02
Psychology and counselling practices managing growth.
03
Occupational therapy businesses building NDIS capacity.
04
Speech pathology and audiology practice owners.
05
Multi-disciplinary health clinics expanding services.
06
Allied health practitioners transitioning to practice ownership.
Common questions