Calculators
Development Funding Calculator
Get an indicative view of your project's funding structure, equity requirements, and key lending metrics. This calculator provides estimates only — for a detailed feasibility model tailored to your project, get in touch.
Project Details
Enter Your Project Details
Fill in the project details on the left and click Calculate to see your estimated funding structure and key lending metrics.
Reference
Understanding the Numbers
Total Development Cost (TDC)
The sum of all project costs including land, construction, professional fees, contingency, and capitalised interest.
Gross Realisation Value (GRV)
The total estimated end value of all completed units or lots when sold. This is a key metric lenders use to assess project viability.
LVR on GRV
Loan-to-Value Ratio measured against the Gross Realisation Value. Most senior lenders cap this at 65–70% for development projects.
Lend-to-TDC
The percentage of Total Development Costs covered by the loan. Lenders typically fund 75–80% of TDC for well-structured projects.
Profit Margin
Most lenders require a minimum 15–20% profit margin on TDC to demonstrate the project is commercially viable and has sufficient buffer.
Peak Debt
The maximum outstanding loan balance during the project, typically occurring just before settlement of completed units begins.
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Need a Detailed Feasibility?
This calculator gives you a starting point. For a full institutional-grade feasibility model that stress-tests your deal the way lenders will, get in touch.
Contact Details
Phone
02 6188 9849
Office
Level 1, 33 Allara Street
Canberra ACT 2601
Hours
Monday – Friday, 9am – 6pm
What to Expect
- Honest assessment of your options
- Response within 24 hours
- Strategic insight, not a sales pitch
- No obligation discussion