01
Australian Credit Licence 570391
02
20+ years across banking & finance
03
ACT & regional NSW specialists
04
Senior-led, every file
What we finance
Land finance, structured to your strategy.
Named facility types, not a generic panel. Find the structure that fits your site and your exit — then talk to the principal who'll build it.
01 Land bank facilities
Capital to hold development sites while you secure approvals or wait out the cycle.
02 Land acquisition loans
Funding to buy englobo, subdivision or infill sites.
03 Bridging to DA approval
Short-term finance that converts to construction once your DA lands.
04 Servicing the hold
Structures that keep the holding cost serviceable across the term.
Why Black Mountain
Why developers bring land deals to us.
01 We read the structure first
Most lenders see raw land as a risk. We structure the facility around your exit — the DA, the build, the sale — so the hold works on your terms.
02 The senior runs your file
The principal who structures your land facility runs it through to settlement. No junior handoff.
03 We know the ground
ACT and regional NSW lenders, valuers and councils — local relationships a national broker runs remotely.
How it works
From first call to settlement.
01 Initial call
We confirm the site, your strategy and whether the deal fits.
02 Structuring view
A written approach within 24 hours of the call.
03 To market
We take the structured facility to the right lenders, not a panel blast.
04 Settlement
The same senior runs it through to drawdown.
A deal we structured
A regional NSW developer needed to hold an englobo site through a 14-month approval window without breaching serviceability across the existing portfolio. We structured a land-bank facility with capitalised interest and a clean conversion to construction on DA — settled inside the option period.