# Black Mountain Financial > Black Mountain Financial is a Canberra-based commercial finance broker (Australian Credit Licence 570391, MFAA-accredited) helping property developers, business owners, medical professionals and investors structure and secure tailored lending across the ACT, regional NSW and Australia. Senior-led advice, structure over rate. Phone 02 6188 9849, Level 1, 33 Allara Street, Canberra ACT 2601. ## Services - [Development Finance](https://blackmountainfinancial.com.au/services/development-finance): Construction loans, land acquisition, presales structuring and residual stock for property developers. - [Commercial Property](https://blackmountainfinancial.com.au/services/commercial-property): Purchase, refinance and investment lending for commercial property. - [Business Finance](https://blackmountainfinancial.com.au/services/business-finance): Acquisition funding, working capital and equipment finance. - [Construction Loans](https://blackmountainfinancial.com.au/services/construction-loans): Senior debt for residential and mixed-use construction. - [SMSF Lending](https://blackmountainfinancial.com.au/services/smsf-lending): Limited recourse borrowing for self-managed super funds. - [M&A Funding](https://blackmountainfinancial.com.au/services/ma-funding): Debt structuring for mergers, acquisitions and buy-ins. - [Home Finance for Doctors](https://blackmountainfinancial.com.au/services/home-finance-for-doctors): Doctor-specific home lending policies and LMI waivers. ## Guides and topics - [Development Finance in Canberra: A Developer's Guide](https://blackmountainfinancial.com.au/development-finance-canberra): How development finance works — LVR against GRV, presales, feasibility and exit. - [Commercial Finance in Canberra](https://blackmountainfinancial.com.au/commercial-finance-canberra): Overview of commercial lending for Capital Region businesses. - [Business Finance in Canberra](https://blackmountainfinancial.com.au/business-finance-canberra): Funding options for Canberra business owners. - [Construction Loans in NSW](https://blackmountainfinancial.com.au/construction-loans-nsw): Construction lending across regional New South Wales. - [Debt Advisory](https://blackmountainfinancial.com.au/debt-advisory): Structuring and refinancing existing debt facilities. - [Mezzanine Finance](https://blackmountainfinancial.com.au/mezzanine-finance): Subordinated debt for property development. - [Land Banking Finance](https://blackmountainfinancial.com.au/land-banking-finance): Funding to hold land ahead of development. ## Industries we finance - [Medical Practice Finance](https://blackmountainfinancial.com.au/medical-practice-finance): Practice acquisition, refinance and equipment funding for healthcare. - [Professional Services](https://blackmountainfinancial.com.au/professional/professional-services): Finance for accounting, legal, planning and agency businesses. - [Real Estate & Rent Roll](https://blackmountainfinancial.com.au/professional/real-estate): Agency acquisition and rent-roll financing. - [Allied Health](https://blackmountainfinancial.com.au/professional/allied-health): Lending for allied-health practices. - [Financial Planning Practices](https://blackmountainfinancial.com.au/professional/financial-planning): Finance for planning firms and book acquisitions. ## Tools - [Cap Rate Calculator](https://blackmountainfinancial.com.au/calculators/cap-rate): Net operating income, cap rate and yield for a commercial property. - [Development Funding Calculator](https://blackmountainfinancial.com.au/calculators/development-funding): Indicative funding capacity against GRV and costs. - [Lease Doc Calculator](https://blackmountainfinancial.com.au/calculators/lease-doc): Borrowing capacity from a commercial lease. - [GP Income Model](https://blackmountainfinancial.com.au/calculators/gp-income-model): Servicing model for medical practitioner income. ## Insights - [All articles](https://blackmountainfinancial.com.au/articles): Commercial finance insights, market commentary and lending guides. - [How to get development finance in Australia](https://blackmountainfinancial.com.au/articles/how-to-get-development-finance-australia) - [Development finance feasibility explained](https://blackmountainfinancial.com.au/articles/development-finance-feasibility-explained) - [How many presales for development finance](https://blackmountainfinancial.com.au/articles/how-many-presales-development-finance) - [Residual stock finance explained](https://blackmountainfinancial.com.au/articles/residual-stock-finance-explained) - [Private credit vs bank lending for property development](https://blackmountainfinancial.com.au/articles/private-credit-vs-bank-lending-property-development) - [Bridging finance in Canberra](https://blackmountainfinancial.com.au/articles/bridging-finance-canberra) ## About - [About Black Mountain Financial](https://blackmountainfinancial.com.au/about): Who we are and how we work. - [Our team](https://blackmountainfinancial.com.au/team): Senior finance brokers. - [George Popadalis](https://blackmountainfinancial.com.au/team/george-popadalis): Principal, commercial finance broker — profile includes client testimonials from Google reviews. - [Client reviews — Google](https://www.google.com/search?kgmid=/g/11t5xz3jd9): Independent Google Business reviews of George Popadalis, finance broker. - [Client reviews — RateMyAgent](https://www.ratemyagent.com.au/mortgage-broker/george-popadalis-hu842/finance/reviews): Independent reviews on RateMyAgent. - [MFAA accreditation](https://findabroker.mfaa.com.au/broker/george-popadalis): MFAA Find a Broker profile. - [Contact](https://blackmountainfinancial.com.au/contact): Talk to us about a deal. - [Credit Guide](https://blackmountainfinancial.com.au/credit-guide): Licensing and credit assistance disclosures.