01
Australian Credit Licence 570391
02
Complex commercial & development specialists
03
ACT & regional NSW
04
Senior-led, every file
What we finance
The full capital stack.
We design the structure around the project, not a lender panel — so the facility works for your feasibility and your margin on exit.
01 Senior debt
Construction and site facilities structured to your feasibility.
02 Stretch senior
Higher leverage where the deal and the structure support it.
03 Mezzanine & preferred equity
To reduce the equity you tie up in a single project.
04 Residual stock & development exit
Release capital from completed stock and refinance off construction terms.
Why Black Mountain
Why developers structure debt with us.
01 The structure matters as much as the rate
How your facility is structured determines your margin on exit. We design the capital stack around the project, not a lender panel.
02 Beyond the bank's limits
When the deal sits outside a bank's appetite or above its cap, we structure across senior, stretch and mezzanine to make it work.
03 Senior-led and local
The principal structures and runs the deal, with ACT and regional NSW lender and valuer relationships behind it.
How it works
From first call to settlement.
01 Initial call
Site, feasibility, structure and fit, assessed up front.
02 Structuring view
A written approach and indicative structure within 24 hours.
03 To the right lenders
Matched to the deal, with a credit-ready submission.
04 Through to settlement
The same senior runs it to drawdown.
Common questions
An ACT infill developer needed funding above a major bank's exposure cap on a multi-dwelling site. We structured a senior facility with a mezzanine tranche that reduced the equity contribution from ~35% to under 20%, preserving capital for the next acquisition. Approved and settled to program.